Student accident insurance is available on an optional basis and may be purchased at any time during the school year. This student accident insurance coverage becomes a supplemental and secondary provider to any hospital, medical, surgical, or dental benefits available under any other family insurance or medical service plan, including HMO's, PPO' s, and Automobile No-Fault insurance. The District will not have paper pamphlets for distribution. Full details of coverage and limitations may be obtained from: Zevitz-Redfield & Associates/Gerber Life Insurance www.k12specialmarkets.com or (847) 374-0888.
It is important to note that student injuries sustained at school are routinely filed either through the family's insurance plan or through this type of student accident insurance plan if the parents elect to purchase it, or both. The school district's insurance coverage can only be accessed if the student accident/injury is legally determined to be the result of "willful and wanton" misconduct on the part of a school district employee.